Condo Insurance in Santa Maria: Complete Protection for Your Home
Condo Insurance in Santa Maria: Peace of Mind for Owners
Living in a condo in Santa Maria offers convenience and community, but also unique risks like shared property damage, theft, and natural disasters. The right condo insurance protects your investment and your peace of mind.
What Does NAIS Condo Insurance Cover?
Our plans include:
Unit Coverage
Protects the walls, floors, ceilings, and interior improvements of your condo against fire, vandalism, and more.
Personal Property
Covers furniture, appliances, clothing, and valuables in case of theft or damage.
Liability Coverage
Protects you if someone is injured inside your unit and files a claim.
Additional Living Expenses
Covers temporary housing if your condo becomes uninhabitable due to a covered loss.
Optional Coverages
- Earthquake and natural disaster protection
- Coverage for jewelry, art, and high-value items
Why Choose NAIS Insurance for Your Condo Policy?
- Local expertise: Over 10 years protecting condos in Santa Maria
- Bilingual service: Support in English and Spanish
- Top carriers compared: Mercury, Safeco, Travelers, and more
- Personalized advice: We tailor your policy to your needs and budget
What Affects the Cost of Your Condo Insurance?
- Location and ZIP code
- Value of your unit and belongings
- Claims history
- Security features (alarms, locks, etc.)
- HOA master policy coverage
Frequently Asked Questions About Condo Insurance in Santa Maria
Does condo insurance cover damage to common areas?
No, common areas are usually covered by the HOA's master policy. Your personal policy covers the interior of your unit and your belongings.
What discounts are available?
Discounts for alarms, fire systems, bundled policies, and more.
How do I determine the value of my personal property?
We help you create an inventory and estimate the value of your items for proper coverage.
What should I do if I have a claim?
Call NAIS Insurance at (805) 791-1030. We'll guide you step by step to file your claim and get a fast resolution.
Can I insure high-value items?
Yes, we offer special coverage for jewelry, art, and other valuables.
Customer Testimonials
"After water damage, NAIS Insurance helped me repair my condo and recover my belongings. Their team was fast and attentive." – Ann L., Santa Maria
"They explained everything in English and found me a better, cheaper policy than my previous insurer." – Luis G., Santa Maria
Protect Your Condo Today
Don't wait for disaster to strike. Get a free quote and see how NAIS Insurance can protect your condo and your family.
Contact Us
📞 Call now: 1-800-791-1030
💻 Online: info@naiscompany.com
🏢 Visit us: 408 N McClelland St, Santa Maria, CA 93454
🏢 Visit us: 1767 S Broadway, Santa Maria, CA 93454
NAIS Insurance Agency – Protecting condos in Santa Maria since 2016
Why Choose Us?
We know how important your condo is. Our team helps you find the best protection, tailored to your family and budget.
Frequently Asked Questions
- Does condo insurance cover damage to common areas?No, common areas are usually covered by the HOA's master policy. Your personal policy covers the interior of your unit and your belongings.
- What discounts are available?Discounts for alarms, fire systems, bundled policies, and more.
- How do I determine the value of my personal property?We help you create an inventory and estimate the value of your items for proper coverage.
- What should I do if I have a claim?Call NAIS Insurance at (805) 791-1030. We'll guide you step by step to file your claim and get a fast resolution.
- Can I insure high-value items?Yes, we offer special coverage for jewelry, art, and other valuables.