Commercial Auto Insurance in Santa Maria, CA: Delivery, Rideshare & Industrial Vehicles
Commercial Auto Insurance in Santa Maria: Protect Your Business on the Road
Whether you operate delivery vans, industrial vehicles, or drive for Uber/Lyft, your business vehicles face unique risks every day. NAIS Insurance specializes in commercial auto coverage tailored for Santa Maria businesses and independent drivers.
Who Needs Commercial Auto Insurance?
- Delivery services (Amazon, FedEx, local couriers)
- Contractors and trades (plumbers, electricians, landscapers)
- Rideshare and delivery (Uber, Lyft, DoorDash, Instacart)
- Industrial and service vehicles (box trucks, utility vans, fleet vehicles)
- Any business using vehicles for work
What Does Commercial Auto Insurance Cover?
- Liability: Bodily injury and property damage to others
- Collision: Damage to your vehicles from accidents
- Comprehensive: Theft, vandalism, fire, and natural disasters
- Uninsured/Underinsured Motorist: Protection if the at-fault driver can't pay
- Medical Payments: Medical expenses for you and your passengers
- Hired & Non-Owned Auto: Coverage for vehicles you rent or employees' cars used for business
Why Choose NAIS Insurance?
- Local expertise in Santa Maria and the Central Coast
- Bilingual service (English & Spanish)
- Multiple carriers compared for the best rates
- Fast, personalized quotes for all business types
- Guidance for rideshare and delivery drivers on special requirements
What Affects Your Commercial Auto Insurance Cost?
- Vehicle type, use, and value
- Number of vehicles and drivers
- Driving records
- Coverage limits and deductibles
- Business type and location
Frequently Asked Questions
Do I need commercial auto insurance for Uber, Lyft, or delivery apps?
Yes. Personal auto policies do not cover business use. Rideshare and delivery drivers need special coverage to stay protected.
Can I insure a fleet of vehicles?
Absolutely. We offer fleet policies for businesses with multiple vehicles, including vans, trucks, and specialty vehicles.
What if my employees use their own cars for work?
You need "hired and non-owned auto" coverage to protect your business from liability.
How fast can I get proof of insurance?
Most policies can be issued same-day. We provide instant proof of insurance for your business needs.
Are there discounts for safe driving or bundled policies?
Yes! Ask about discounts for clean driving records, safety equipment, and bundling with other business insurance.
Get Your Free Commercial Auto Quote Today
Protect your business, drivers, and vehicles with NAIS Insurance. Local service, expert advice, and coverage you can trust.
Contact Us
📞 Call now: 1-800-791-1030
💻 Online: info@naiscompany.com
🏢 Visit us: 408 N McClelland St, Santa Maria, CA 93454
🏢 Visit us: 1767 S Broadway, Santa Maria, CA 93454
NAIS Insurance Agency – Serving Santa Maria and California businesses since 2016
Why Choose Us?
We help Santa Maria businesses and drivers stay protected on the road. Our bilingual team finds the right coverage for delivery, rideshare, and industrial vehicles—so you can focus on your business.
Frequently Asked Questions
- Do I need commercial auto insurance for Uber, Lyft, or delivery apps?Yes. Personal auto policies do not cover business use. Rideshare and delivery drivers need special coverage to stay protected.
- Can I insure a fleet of vehicles?Absolutely. We offer fleet policies for businesses with multiple vehicles, including vans, trucks, and specialty vehicles.
- What if my employees use their own cars for work?You need 'hired and non-owned auto' coverage to protect your business from liability.
- How fast can I get proof of insurance?Most policies can be issued same-day. We provide instant proof of insurance for your business needs.
- Are there discounts for safe driving or bundled policies?Yes! Ask about discounts for clean driving records, safety equipment, and bundling with other business insurance.